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What Credit Score Do I Need to Buy a Home?

What Credit Score Do I Need to Buy a Home?

There are rarely hard and fast requirements for a credit score when it comes to getting approved for a loan. A higher credit score will result in more favorable loan terms, such as a higher loan amount or lower interest…

Can I Afford a Mortgage?

Can I Afford a Mortgage?

If you’re getting ready to start house shopping, you’ve probably taken a good look at your budget and wondered how much house you can afford. Maybe you’re asking yourself if you can afford a mortgage at all! There are a…

Can I Use a USDA Loan to Buy a House?

Can I Use a USDA Loan to Buy a House?

Did you know that the United States Department of Agriculture, USDA, has a home loan program? The USDA Loan is an option that is backed by the USDA and offers buyers the chance to purchase property in certain areas without…

Does an FHA Loan Require PMI?

Does an FHA Loan Require PMI?

If you have been shopping around for different mortgage options, you’ve likely come across the FHA Loan. This mortgage is administered by the Federal Housing Administration. It allows home buyers to purchase a home with a low down payment, often…

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